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And if it is not the ease of use or the speed of the calculations that you are after, at least you would see the benefit of the automatic formatting features that come with any spreadsheet software. Now you can easily have very presentable spreadsheets done for you as you type your data inside the cells. You do not have to worry too much about the look of your spreadsheets, especially if you are presenting these to your clients.

The foregoing FACT becomes even more important to keep in mind if/when you have to start-up or run a business of your own. Few endeavours in life, are as challenging as having to take a business idea from zero to rewarding success.

Include Groceries on Your Monthly Budget Spreadsheet Groceries should also be included on the monthly budget spreadsheet. Depending on where you live and how well you shop-using coupons and buying larger packages of paper products and non-perishables-you could easily spend $80 a week in groceries just for one person (and thats not eating steak every night or eating out). By the way, avoid eating out, if at all possible, and settle for a hearty meal at home.

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